Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

7 Steps to Rid Your Debts

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Representative 305.9% APR.
Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Loanski.co.uk does not provide any loan or consumer Credit products directly.

Choose Loan Amount

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Representative 305.9% APR.
Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Loanski.co.uk does not provide any loan or consumer Credit products directly.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans from £100 to £10,000

  • 1 month to 5 years
  • 100% online application
  • All credit scores welcome to apply
  • Paid out in as fast as 10 minutes^

 

Secure SSL connection

Your application is sent over a secure encrypted network

7 Steps to Rid Your Debts

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7 steps to rid your debts, Loanski

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No one want’s to have debts, it can be extremely stressful to be in financial trouble. Bellow are 10 ways to help get out of debt.

1. Inform Family & Friends

Don’t suffer alone, you might find it hard to speak out but informing family and friends can really help you deal with the emotional and stressful side of the problem.

Getting opinions from family can really help, this is a personal choice sometimes it’s not for everyone but it can really help things.

2. Plan Your Money

You will need to calculate income/outgoings to get a clear picture of what is going on. When you buy anything from shops or online save receipts and create spending categories then add up the costs monthly to see where you’re spending. You will be surprised where those sneaky costs are hidden. A great software for managing finances is Microsoft Money it can be downloaded for free online.

3. Reduce Your Interest

Let’s say you have a loan with high interest, one option can be to take out a credit card that has a lower interest rate and pay off the first debt. Doing this will reduce your monthly payments. There are also debt consolidation options where a company agrees to pay the debt and you pay a reduced rate.

4. Trim Out the WANTS!

We all want nice things but if your financial circumstances have come to a point where you can’t afford to pay for them you are going to have to make the hard choice and trim out unneeded payments.

5. Speak With Lenders

Don’t just ignore the situation if you start to default payments your credit score is going to take a serious hit and you will get hounded by letters, calls, texts and worst case knocks on the door! Speaking with lenders to arrange lower payments is the best option.

6. Sell Unused Items

Most people have unwanted items laying around get them on eBay and get some cash to pay off debts, it might not be an option but you never know what’s lying around in the loft or cupboards!

7. Find Extra Work!

You may be doing a lot of hours but if you can look into over time? If you’re self employed push business hard with promotions get knocking on doors, posting flyers and make noise! Bring in the extra cash to get the debts cleared!

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