Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

    Allthelenders Loans Alternative

    Loans from £100 to £10,000

    • 3 months to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Choose Loan Amount

    Credit score not affected*

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    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 3 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Choose Loan Amount

    Credit score not affected*

    Loading

    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 3 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Loans from £100 to £10,000

    • 3 months to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid out in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    REPRESENTATIVE 97% APR

    Loanski offers competitive interest rates compared to some lenders across the market.

    Installment Options

    Customize your loan term from 1 month to 60 months putting you in control of your payment plan.

    Fast Payouts

    You can expect fast payouts sometimes within 10 minutes^

    Company Number: 

    09011092

    Company Name:

    All The Lenders is owned and operated by Warwick Financial Services Limited

    Date firm started up business:

    25 April 2014

    Type of Business: 

    64999 – Financial intermediation not elsewhere classified

    Related brands:

    fundedloans.co.uk

    lenderscompared.org.uk

     

    Allthelenders offers the following:

    £100 to £5000

    Loan term length:

    3 months to 36 months

    Head Office Address:4th Floor, 18 St Cross Street, London, United Kingdom EC1N 8UN

    FCA Status: Authorised

    Warwick Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FCA)

    Payout Time:

    Payout time will vary depending on the lender you choose to take your loan out with. Most lenders endeavour to pay the loan the same day you apply.

    Allthelenders Review

    All The Lenders is one of the UK’s largest comparison sites in terms of the number of lenders they compare.

    The company was created in 2014 by a small team of web developers who have a passion for making a big difference in in the industry. They wanted to make searching for a loan as stress-free as possible by creating a system that would compare all of the best short term lenders in one place and this is where the name comes from “All The Lenders”.

    The started out by comparing only the best payday loan companies but in 2019 they also expanded to comparing short term loans.

    Their service is completely free and they will only gain a commission from the actual loan company once your application had been completed.

    If you are unsure whether or not you will be accepted for a loan then you can also take advantage of using All The Lenders eligibility checker which will perform a soft search on your credit file without marking it, giving you an idea whether you should apply or not.

    Too many searches on your credit file can affect it negatively so this checker is a fantastic tool which should be taken advantage of.

     

    How the company works:

    To go ahead and use All The Lenders comparison service then you will need to visit their website and select the amount you wish to borrow, along with the term you wish to pay over, using the slider bars.

    Once you have done this then All The Lenders will show you a list of lenders along with their interest rates, the term you will need to pay over and your monthly repayment fees.

    You can compare the lenders and decide which one you wish to apply for your loan with. Once you have found the lender you wish to take a loan with then you can click the apply button and this will take you directly to the lender’s website.

    Once you are on the lender’s website you can start the application process answering all of the relevant questions for your application form. When you have done this and submitted the form you can expect to receive an instant decision about your loan application.

    If you are accepted then you should receive the money quickly,  in most cases within the hour, if not then you should receive it within 24 hours. Sometimes lenders require some additional information such as bank statements or identification to confirm you are who you say you are. If this is needed then it may slightly delay your application.

     

    Repayment method:

    Each lender has different methods of repayment. Most lenders use either CPA (Continous Payment Authority) or direct debit as their form of the collection method. Both of these ways are very convenient because they are automated, meaning you do not need to remember to make your monthly payments. If these are not suitable then there may be other methods available such as card payment or online payment. You will need to speak directly to your lender to find out your payment options.

    Do I need a bank account?

    You may need a UK bank account because the lenders are online and use your bank account to confirm your identity, fund your loan and to also take your repayments.

    A debit card will also need to be attached to the same account in the same name. Bank accounts but be solely in the applicant’s name and not joint accounts.

     

    To be eligible to apply for a loan you must fit the following criteria:

     

    Age

    All applicants must be a minimum of 18 years old to be able to apply.

     

    Address information

    3 years worth of UK address history is the main requirement for most of the lenders in the UK, this information is used to run the credit checks on your name and to also confirm your identity.

     

    ID and Income

    All lenders will require some form of income to be accepted for a loan. Some may require applicants to be in full-time employment while others accept part-time employment and also applicants solely claiming benefits.

    Most lenders ask that you complete an expenditure form. This details your monthly income and also your monthly outgoings. You can include all the monthly payments you make on the form including things such as; household rent, car payments, utility bills, childcare payments, grocery bills and any credit cards and loans you may already have.

    This gives your lender a good idea on whether or not you will be able to manage your monthly repayments without putting yourself into financial difficulty.

    Penalties

    Each lender will have their own penalty policy. Always be aware of this before you sign your agreement so you can understand what will happen if for some reason you are unable to make your repayments on time.

    If you do find yourself in this situation then it is always best to speak directly to the lender as they may be able to offer you a solution.

     

    Reviews

    There was only 1 review for All The Lenders on Trustpilot (audit takne January 2020) but the customer who left this reviews said that the website was very helpful and that it saved him a lot of money because he was able to find a very good loan deal.