Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

    Avant Credit Loans Alternative

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Choose Loan Amount

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    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 1 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Choose Loan Amount

    Credit score not affected*

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    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 1 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid out in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    REPRESENTATIVE 97% APR

    Loanski offers competitive interest rates compared to some lenders across the market.

    Installment Options

    Customize your loan term from 1 month to 60 months putting you in control of your payment plan.

    Fast Payouts

    You can expect fast payouts sometimes within 10 minutes^

    FCA Number: 

    727347

    Company Name:

    Avant Credit is a trading name of AvantCredit of UK

     

    Type of Business: 

    Consumer Credit/Financial Services

    Date firm started up business:

    1 September 2015

     

     

    Related brands:

    Avant

    Head Office Address: 11-12 Hanover Square, London United Kingdom W1S 1JJ.

    FCA Status: Authorised

    AvantCredit of UK, LLC is authorized and regulated by the Financial Conduct Authority (FCA)

    Payout Time:

    In most cases, you will receive your money within 20 minutes of being approved. If you are required to upload any documents as proof of evidence, this may take a little longer but it will usually be within the same day.

    Avant Credit Review

     

    Avant Credit is a payday and instalment loan company from Deleware, USA. They opened up an office in London, United Kingdom on 1 September 2015 and have been offering loans to British people since.

    Their payday loans have higher interest rates because they are paid back over a shorter period, they’re not ideal for long-term or larger things but will get you through the month if you are short.

    Instalment loans tend to be higher amounts of money but interest is lower because payments are spread out over a longer-term. Great for if you only want to lose a little bit of your wage each month and spread the cost of your loan.

    At present, they are not accepting any more loan applications and Loanski isn’t quite sure why or if they will open again in the future. – (Dec ‘19)

    There is no information about any reason for stopping new applications or whether they are reaching a level of administration.

     

    How the company works:

    Avant Credit applications are similar to any other loan company. They are solely online and you can apply using their online application form answering all of the relevant questions.

    Once you have submitted your application and received a decision about your desired line of credit, the money was deposited into your bank within 24 hours (if approved).

     

    Repayment method:

    Repayment with Avant Credit is done either by CPA or online payment through your Avent Credit account.

    CPA stands for Continous Payment Authority. This is where Payments are deducted directly from your bank card like a transaction. Paying this way means that you are less likely to miss payments because it is taken automatically for you.

    If this payment method isn’t suitable then you can cancel it by contacting them and arrange to pay in other ways. However, you must remember to pay on time or you may incur additional fees.

    Do I need a bank account?

    To apply for a loan with Avant Credit you do need a bank account. As they are online-only, the money will be paid to you via electronic bank transfer.

     

    To be eligible to apply for a loan you must fit the following criteria:

     

    Age

    The minimum age to enter legally into a contract in the United Kingdom is 18 years of age. Therefore the minimum age you can apply for a loan with Avant Credit is 18 years old.

     

    Address information

    You will be asked information about your current address and your address history over the previous 3 years so that they can perform a valid credit check. They will need to be address’ that are within the United Kingdom.

     

    ID and Income

    You may be required to provide additional information and additional documents to support your loan application. If this is so, then you can do this using their secure online system.

    Information about your current financial status is also required. This is to ensure that as a responsible lender, Avant won’t be outing you into any financial difficulty by lending you money.

    You can provide information on your monthly income along with your monthly outgoings. This will need to include things such as mortgage/rent payments, grocery shopping, household bills, credit card payments and any other monthly outgoings you may have.

    Penalties

    All loan companies have different policies for missed monthly payments. Most incur a fee, especially if you continue to miss payments. Always speak to them if you think that you will not be able to make a payment. They may have a solution and may be able to help preventing you from receiving any bad marks on your credit account.

     

    Reviews

    Unfortunately, Avant credit does not have great reviews on Trustpilot. Their over all-star rating is only 2.5 stars out of 5.

    The reviews, however, are totally mixed. Some customers complain about the slow customer service from the company.

    Returning customers state that they used to be amazing but recently the serviced had totally changed and the are no longer as efficient as they use to be.

    Older reviews for Avant are rated as excellent.

     

    Where is Avant Credit From?

    Avant Credit is originally from Wilmington in Delaware. Wilmington is the most populous city in Deleware with a population of around 70,000.

    Wilmington is a beautiful city with plenty to see and do.  Deleware River runs along the south of the city, making it a fantastic location for a trip away. The city also has plenty of parks and other attractions in the area.

    One of the most popular attractions is the Battleship in North Carolina. Here you can step back in time and aboard one of the most brilliant warships from WWII. You are able to explore all 9 decks, see the guns and visit all of the crews quarters.

    This attraction actually received a certificate of excellence from Trip advisor.

    There is also historical country houses, museums and much more to explore in Wilmington.

    If you prefer more natural attractions, you can take walks along the river or a visit to one of the beautiful parks. Especially Airlie Gardens.

    Here you can walk among fantastic flowers and shrubs, visit the butterfly garden and sit by the pond.

    The gardens date back to 1735 when King George II of England granted 640 acres of land to Johnathon Ogden, a small portion of this is Airlie today but over the years the grounds grew bigger.

    For a long time, they were private gardens belonging to the rich and also used by royalty for garden parties.

    In 1999 they opened to the public and have stayed open since. Over the years the gardens have been affected by many hurricanes and floods but have kept going and are as beautiful as ever.