Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

    Emu Loans Alternative

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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    Representative 305.9% APR.
    Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Loanski.co.uk does not provide any loan or consumer Credit products directly.

    Choose Loan Amount

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    Representative 305.9% APR.
    Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Loanski.co.uk does not provide any loan or consumer Credit products directly.

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid out in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    REPRESENTATIVE 305% APR

    Loanski offers competitive interest rates compared to some lenders across the market.

    Installment Options

    Customize your loan term from 1 month to 60 months putting you in control of your payment plan.

    Fast Payouts

    You can expect fast payouts sometimes within 10 minutes^

    Company Number: 11158988

    Date firm started business:
    19 January 2018

    Company Name:
    Emu is a trading style of Ready Money Capital LTD.

    Type of Business: Financial Inter-mediation

    Loan value range:
    £100 to £1500

    Loan term length:
    1 to 36 months

    Related brands:
    Cobra Payday Loans
    Ready Money Capital Limited
    Happy Pengui
    OMACL
    Pogo Loans

    Head Office Address:
    85 Great Portland Street,
    London,
    England,
    W1W 7LT

    FCA Status: Authorised
    Emu is not directly authorized by the FCA. However; Emu is owned by Ready Money Capital who are authorized by the FCA.

    The payout time will depend on the lender you choose. As Emu is a broker and not a lender, they will help you to find the best loan company based on the information you provide.

    Once you have chosen the best company, which suits your needs, you will be able to get more of an idea of your payout time.

    Most online loan companies do normally pay within the same day, this depends up on whether you are required to send extra information to be checked, such as proof of income.

    Forget about EMU Birds lets talk about EMU Loans

     

    Emu is an online loan broker, which was established in 2018 as a trading style of Ready Money Capital. Ready Money Capital was also established in 2018, so both are new companies.

    Emu has a very effective and friendly search engine, which will help you to find the best loan based on your circumstances.

    The layout of their website is very easy to navigate, so even if you are not brilliant at online forms – you shouldn’t have a problem with Emus website.

    Emu claim to offer a very fast and reliable service, putting you in touch with the most suitable lenders as soon as possible after the submission of your application form.

    Using this service saves you applying with the loan companies that have a higher standard to consumer approval, which may lessen your chances of being refused.

    What does Emu mean?

    Emu is the name for the worlds second largest bird by height after the Ostrich. 

    The origin of Emu is Australia.  They tend to be grey or brown in colour with shaggy looking feathers. The Emu is a flightless bird, but it is very fast at running and can run up to 50 kilometres per hour!

    So why use Emu as the name for a loan company? Well why not? Here at Loanski, we think that it is great to think outside of the box! Emu is a unique name and one that would stick in your mind! For example; do you ever remember the Shelia’s Wheels car insurance company? How can anyone forget that name with the pink car?! The adverts on the TV were also very catchy.

    As soon as you enter the website, it has a bright and friendly feel to it, and a very cute looking Emu waiting to welcome you! What a way to brighten up your day!

    How the company works:

    Emu is purely a loan broker, meaning they do not actually lend you the money themselves. After filling out their online application form, they will match you with the best loan companies, depending on your circumstances. You can then apply directly with the matched lender.

    So, why would you waste your time doing this? Well, it is a great tool to use because it saves you being refused and having a detrimental effect on your credit score, potentially.

    By using Emu to search, they will match you with companies that are more likely to accept your application, which means you have less of a chance of being refused and also means you can find the best deal to suit your needs.

    Repayment method:

    Repayment method will depend on the lender you choose. Most lenders use CPA (Continues payment Authority). The money is deducted directly from your bank card. There is also other option such as online payment, direct debit and bank transfers. If you do not have a bank account, one option might be for you to consider Provident Personal Credit who offer doorstep loans using cash repayments.

    EMU Alternative?

    Looking for an all in one loan solution like EMU? Loanski’s partner has a loan search system that scans and checks your details with multiple lenders, increasing your chances of getting accepted for a loan and reducing your time searching through multiple lenders.

    Do I need a bank account?

    You will need a bank account when applying online, as this is how the money will be deposited. Upon applying you will be required to enter your bank account and sort code information.

    Requirements for the loan:

    Age restriction

    As with all loan companies you will need to be a minimum of 18 years old to be eligible to apply for a loan.

    UK Resident

    You will need to be a resident of the UK to be able to apply through Emu. Also, you will need a valid UK address. This information will be needed during your online application so please have them to hand.

    Address information

    During your online application with emu.co.uk, you will be required to enter your previous address information over the last 3 years

    ID and Income

    Proof of income

    Emu will not ask for proof of income, but once you are directed through to your chosen lender, you may be required to provide and upload information on your financial status.

    Penalties

    Each lender will have their own policy on penalties and later repayment charges. When selecting the lender, you wish to take you loan with, you should be considering checking such information.

    It is possible to find a lender that has no hidden fees at all, which can benefit you greatly, and some lenders even offer no penalty if you make a late payment.

    We never know what circumstances may arise and although no one wants to make a late payment, if you have no extra fees on your contract then it is something that can work to your advantage!

    Please remember that if for some reason you do need to make one of your payments late, whether you have no hidden fees or not, you should always inform your lender.

     Advantages of using Loanski
    Loan Amounts£100 to £10,000 ^High Acceptance Rates
    Application Decision Time3 Minute Automated Decision!100% Online No Paper Work!
    Payout TimeAs fast as 10 Minutes! ^SSL Secure Application
    Fee For Application£0 We Don’t Charge Fee’s!Multiple Lender Platform
    Poor Credit Score?All Credit Scores Welcome!No Obligation