Frequently Asked Questions
If the answer isn’t here feel free to contact us!
You can expect an automated answer within 3 minutes.
**Applying will not affect your credit score but if you accept the loan offer a full credit check will be performed
Is Loanski a lender?
No, Loanski acts strictly as an credit broker. Loanski do not directly lend the money, only assist in matching consumers up to a potential lender.
Do Loanski charge a fee?
No, we charge the consumer absolutely nothing to use our services. We work on a commission-based structure with the broker, only.
Can I apply with bad credit?
Yes, we welcome all levels of credit history, from poor to excellent. The relationships we hold gives you the highest chance of being approved for your short-term loan. The majority of the lenders in the system specialize in supplying credit for consumers with bad credit history.
If my application is approved, how long will it take to receive the money?
Great question. We can never guarantee a time period for you to receive the funds. However, we have been known to deliver a speedy response, having the cash in bank accounts within 10^ minutes.
How does the entire process work?
You simply start by completing our application form. (This can take around 3 minutes to do). Once done, your application will be sent to the system. The system will show your application to a large number of different lenders, giving you a stronger chance of having your loan approved.
This process will happen within a few seconds only and if approved, you will be redirected to the lender to complete the deal.
Will the lender make the Terms and Conditions available to me?
Yes. The Terms and Conditions will be made clearly to you before being asked to agree to them.
What if I have a question about the loan I have taken out?
You will have to contact the lender directly, as we are unable to discuss your loan due to privacy reasons.