Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Loanski.co.uk Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd, for the purposes of obtaining a loan. Loanski.co.uk does not provide any loan or consumer Credit products directly.

Instant Decision Loans

If accepted you could have the money in your account within 10 minutes!*

Applying will not affect your credit score*

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Easy fast application

Fast application process, takes 5 minutes to fill in!

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Instant Decision

That’s why you’re here? Our applications are decided in real time online.

Fast Payouts

If you’re accepted you can expect to be paid out within 10 minutes in most cases!

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

REPRESENTATIVE 305.9% APR. REPRESENTATIVE EXAMPLE: £400 BORROWED FOR 90 DAYS. TOTAL AMOUNT REPAYABLE IS £561.92 IN 3 MONTHLY INSTALMENTS OF £187.31. INTEREST CHARGED IS £161.92, INTEREST RATE 161.9% PA (VARIABLE).

Instant Decision Loans for Bad Credit

So you’ve landed on this page and I presume you’re in need of an urgent loan with an immediate decision?

That’s exactly what this loan search engine has been created for, simplicity and speed.

In today’s society, everyone is rushing around going insane working 9am to 5pm some people work even longer and if you work night shifts then your life will likely fit into a small window like 2pm to 5pm then straight back into the grind.

It’s hard to get anything else done in between and if you add a family and children into the situation well that just makes everything 10X busier.

Old lending methods don’t work for consumers anymore


In the past when people required a loan they had to literally go down to the lender’s shop in person or wait for the Provident to drop off the cash.

This would be a huge inconvenience and require you to take time out of your normal routine.

Luckily this is no longer a problem because with the help of leading technology Loanski has the ability to provide loans with instant decisions for people with bad credit.

Anyone and everyone can apply for a fast loan from the comfort of their own home or on the go with their smartphone.

No more running around to get the job done you simply apply online, get your instant loan decision online and get paid online in one simple, easy, process.

instant decision loans

Loans with an immediate decision now possible


The time saved allows people to get on with the things they need to do instead of being held back it allows you to get from point A) the application to Point C) the payout in as little as 15 minutes in most cases.

That’s right, the application process is a simple 3 step process, you apply, the lender decides and you get paid.

So how is it done?

We use an API, this is a system that has a list hundreds of lenders waiting for your application to be pinged to them for automatic checking and acceptance.

Its extremely high level technology that brings speed to the lending industry, it’s literally a fully specialised lending search system that brings the customers what they need in the fastest time possible.

Instant decisions means instant, this is why:


Once your application is sent to the system your details are securely entered into a database that pings out to the lenders and their own systems all come running over to grab the application just as though you applied on their website.

From this point the lenders make their checks automatically using filters based on your credit profile, age, income & expenditure plus many more factors that change from lender to lender.

If some lenders decline the application they are out of the race and essentially leave the process, if they accept your application they enter the bidding stage.

Now what happens is the best part of all, the instant decision loan search engine scans all of the accepting lenders and chooses the best APR for your application.

Once this process finishes you will be automatically redirected to your accepting lender to finish your application.

Instant Decision Loan Requirements

  • 18 years of age
  • UK resident
  • Have a sustainable income

If you wish to apply for your loan now then simply head on over to our fast and easy form to complete your application and get your loan.

It’s actually really simple for you


Sounds complicated right?

Although it seems scary to understand how it works all you need to know is that it does work!

All of this process from clicking apply happens in a flash giving you that instant decision loan you need.

We pride ourselves on a quality, quick service that does nothing but provide the best possible outcome for the consumer. We charge our customers nothing (£0) to use our services. The last thing we as a business want to do is put people in potential further financial hardship.

Some of the most common reasons for immediate decision loans to be applied for are debt consolidation, everyday bill expenses, holidays, a new vehicle, dental bills and funerals, unfortunately. Although we cannot guarantee your loan approval, we’ll do our very best to find you what you are looking for.

Constructed in the United Kingdom


Loanski was founded in early 2018 in the North West of England, UK. The founders being two family fathers who recognised a gap in the town of Macclesfield, located in the county of Cheshire, building a system with little money, hoping to find the desired line of credit for the good people of Britain.

If you have poor credit history, don’t let that put you off applying for credit on our website. Loanski have open arms for all credit history ratings. If you are declined, not to worry. Loanski leave no credit footprint on your credit report!

For those of you who don’t know, a credit score is a numeral figure in which represents how reliable you have been previously when taking out any form of credit. It is certain that all lenders will check this before approving your request, whether it be a payday loan, personal loan, credit card, store card, overdraft or mortgage.

All credit scores welcome to apply


As previously mentioned, we welcome all credit scores but don’t let that take away how serious and vital it is for you to look after your credit score. It is very important to take care of it when applying for any form of credit.

Thank you for visiting our Instant Decision Loans page. We hope we can help you succeed in your financial adventure. Our only advice would be to make sure you will be in a suitable position to make the agreed repayments on time before submitting your application.

 Advantages of using Loanski
Loan Amounts£100 to £2000Highest Acceptance Rates
Application Decision Time3 Minute Automated Decision!100% Online No Paper Work!
Payout TimeAs fast as 10 Minutes!SSL Secure Application
Fee For Application£0 We Don't Charge Fee's!Multiple Lender Platform
Poor Credit Score?All Credit Scores Welcome!No Obligation