Representative 305.9% APR.
Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). does not provide any loan or consumer Credit products directly.

Late Night Loans

If accepted you could have your cash before morning!

You can expect an automated answer within 3 minutes.

**Applying will not affect your credit score but if you accept the loan offer a full credit check will be performed

Late Night Loan Requirements

  • 18 years of age
  • UK resident
  • Have a sustainable income

If you wish to apply for a late night loan now then simply head on over to our fast and easy form to complete your application for an evening loan.

Late night instant loans

Are you losing sleep? Are you short for cash?

Are you sat up wide awake as a member of the insomnia club wondering around in your thoughts thinking about nothing and everything at the same time, scrolling up and down the Facebook feed to 2008 and back to 2019 refreshing the same posts.

We’ve all been there, it’s so common now in today’s society to have sleep problems, those problems can come from over use of smart phones, computers or general stress related issues such as money.

Money problems are a major cause of sleep issues world wide, not being able to sleep wondering if you’re going to make that rent bill or cover the cost of food this week.

People have been known to apply for loans for reasons you may not think of, essentially excluding the obvious needs or materialistic wants. For example, a lot of people in the UK may want to increase their credit score, planning ahead, making their future intentions a much much easier ride in regards to doing things like building a future, buying or renting their first home or getting a vehicle on finance. Now, why do consumers approach companies like ourselves? Well, apart from the fact we offer the highest acceptance rates, partnering with extremely valuable businesses in the consumer credit market, not all short term loan applicants meet the criterias required at major banks and lenders. Another example being; Will a major lender approve loans for consumers that are on benefits? Do their applicants have full-time jobs earning over a certain amount of cash per month? Loanski are open to all potential candidates. Loan applications are never auto-approved, if you will, but we however provide an extremely unique service, in which we hope can benefit you. As an application on our website causes no affect on a credit file, why not give it a go and see what happens?



Apply for late night loans at anytime, we never close.


Automated Decision

Even if the lender that accepts is closed, our systems still work!

Fast Late Cash

In some cases lenders have automated payouts, 24/7.

Evening Loans

Hard times are really apparent in the world, if you’re struggling financially there is no shame in seeking financial help through a late night loan. 

Whatever the expense, using our website will immediately give you a higher chance of being approved for the late night loan you need, demonstrating the urgency and care required at a time in need for funds. You can expect an answer within seconds after completing your application form. We pride ourselves on providing an extremely responsive service, providing the best available product quality and innovative technology in order for you to get what you are looking for.

Our tailor-made application form can take around 3 minutes to complete, even if you’re about to go to bed you still have time. but before you start, please make sure you meet the following criteria; You need to have a reliable source of income in order to payback the agreed repayments on time. Failing to do so can affect you credit report, potentially causing defaults, CCJ’s and further financial hardship. You also need to be at least 18 years of age. Failing to put incorrect information can result in your loan application being rejected. Make sure you have an active back and you are a living resident of the United Kingdom, too.

No Fees

The services we provide are completely free, charging the applicant absolutely nothing. Our main mission is to help. Making sure that the best possible outcome is provided for the consumer at all times. The last thing we want to do is make your financial journey harder than what it may already be.

Although we can never guarantee your approval, we are aloud to say that we will give you a higher chance of being approved. I know, strong statement. But it’s true. The business relationships, technology and experience we hold is the reason for this.

Late night loans 24 Hours

Loanski welcome all levels of credit history, from poor to excellent, we want your application. The partner we work with specialises in locating late night loans for people who have previously been getting rejected elsewhere, potentially helping you where others couldn’t.

Will Not Affect Credit Score 

If in the occasion you are not successful for your late night loan application, do not fear. We will NOT leave a credit footprint on your credit file. This is a common concern for anybody when applying for any form of credit. Being rejected for a line of credit has been known to make it tougher for people, being successful in their hunt in some cases.

Late loans are often applied for to cover the costs of debt, gifts, weddings, home improvements, everyday living expenses, vehicle repairs, a new wardrobe or just a weekend away. Whatever the requirement, we have you covered.

You could only be a few clicks away from getting the cash you need. Apply now for anything between £100 to £2000 over flexible terms that suit you.What have you got to lose? You could have the money within 10 minutes!


Evening Loans

Late Night Loans Bad Credit

The chances of us, as people living what is, a regular day-to-day life in today’s society going through a tough financial period is high. Almost a guaranteed expectation. The last thing anybody should do at a time in need is feel bad about it. Yes, lack of funds is stressful, there is no denying that. But as normal human beings, we should not be ashamed. The best thing to do on this occasion, whether it happens once or 12 times a year- is to stay positive. Money comes and goes but living is greatest gift we have. Take it by the horns and enjoy it.

Money is a massive cause of anxiety. Anxiety is an extremely common condition, which can be fixed. We are not saying that money will fix it because that could be a complete lie. The point we want to make is that money is not everything. A late night loan may or may not be the answer. Before making a decision like it, be sure that it is the right one. The last thing anybody wants is to contribute in what could be a bigger weight on somebody’s shoulders in the near future.

Should You Apply for a Late Night Loan?

The main things you want to confirm before applying for any form of credit are; Firstly, can I afford it? As previously mentioned, an extra bill on this months direct debits could make your situation worse. Secondly, do I need it? Do you have any close friends or family members to support you when short for cash? The interest on late night loans is obviously quite high in comparison to lending from major banks. A website like ours should be the answer if only it is safe to take out such a loan and your credit score is at a low point, resulting in loan application being rejected elsewhere. Last of all, is there anybody else that can help? Websites such as the Money Saving Expert and other companies easily accessible by Google are more than approachable. They are there to help.

Don’t get us wrong, maybe a loan is the answer to your temporary stretch. There will always be negatives to taking out lines of credit, which we believe making consumers aware of is only fair to do. That’s what makes Loanski different, we truly care about our consumers.

If you know that you will be financially comfortable is the next few months, we encourage you to give our services a go. We are proud of the system and technology we have developed in order to assist consumers like yourself, successfully.

Whatever the happens, whether you apply for a loan today or you have taken our words as potential goodwill concerns, we hope we have made a difference.

Goodnight, Loanski.

 Advantages of using Loanski
Loan Amounts£100 to £2000 ^High Acceptance Rates
Application Decision Time3 Minute Automated Decision!100% Online No Paper Work!
Payout TimeAs fast as 10 Minutes! ^SSL Secure Application
Fee For Application£0 We Don't Charge Fee's!Multiple Lender Platform
Poor Credit Score?All Credit Scores Welcome!No Obligation