Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

    Little Loans Alternative

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Choose Loan Amount

    Credit score not affected*

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    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 1 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Choose Loan Amount

    Credit score not affected*

    Loading

    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 1 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid out in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    REPRESENTATIVE 97% APR

    Loanski offers competitive interest rates compared to some lenders across the market.

    Installment Options

    Customize your loan term from 1 month to 60 months putting you in control of your payment plan.

    Fast Payouts

    You can expect fast payouts sometimes within 10 minutes^

    Company Number: 

    08385135

    Company Name:

    Little-Loans.com is a registered Trading Name of Digitonomy Limited

    Date firm started up business:

    1 February 2013

    Type of Business: 

    73110 – Advertising agencies

    Little Loans offers the following:

    £100 to £5000

    Loan term length:

    Loan term length with Little Loans depends solely on the amount of money you borrow from them.

    £100 to £800 – 3, 6 or 12 months

    £1000 to £2000 – 6 months to 36 months

    £2000 to £5000 12 months to 36 months

     

     

    Related brands:

    Cash Lady

    KwikCash

    Cash Flex

    Loanly

    Smarter Loans

    Loan Options

    Cash Boost

    Previous Business Names:

    MACSCO 55 LIMITED

    01 Feb 2013 – 15 Mar 2013

    Head Office Address:

    Steam Mill Business Centre,
    Steam Mill Street,
    Chester,
    Cheshire,
    United Kingdom,
    CH3 5AN

    FCA Status: Authorised

    Digitonomy Limited is authorised and regulated by the Financial Conduct Authority

    Payout Time:

    Small loans could be within your bank in less than 10 minutes of you being accepted. Larger loans may take a little longer depending on if you are required to submit any extra paperwork. It should be no more than 24 hours though, depending on the day you submit your application.

    Little Loans Review

    Little Loans was established in 2013 and are a brand name of Digitonomy Limited. Their aim is to help people find the best loans to suit their needs and ones in which they will most likely be approved for.

    This way they don’t need to waste time performing unnecessary credit checks which can damage their credit files.

    Little Loans do not actually lend you the money themselves, as like Loanski, they are a broker but receive a commission from the loan company whom may provide the loan for helping customers with this service.

    Their website is very friendly and easy to use, the colour scheme of pastel colours make it easy to look and to read through all of the information on there.

    What is fantastic about Little Loans is they do not charge any fees at all for their service.

    How the company works:

    To take advantage of the service that Little Loans provide is really easy. Using their website, you can select the amount you wish to borrow over the relevant term and enter minimal information about yourself and your financial circumstances.

    This should take no longer than 5 to 10 minutes. Once you have done this, you will receive a personalised quote offering you the loan options that you will most likely be accepted for.

    You can read through all of the quotes and select the one that is most suited to your needs. This will then take you to the loan providers website where you can continue your application.

    It is then on the loan providers website where you will receive a credit check. If accepted, then the money should be deposited into your bank within no more than 24 hours. In some cases, even 10 minutes.

     

    Repayment method:

    The repayment method will vary completely depending on the loan provider. Below you will find information on the most common forms of payment options that you may be able to choose from.

    CPA

    CPA stands for Continous Payment Authority. It is becoming more and more commonly used by loan providers and seems to be the preferred choice over direct debit. CPA is more difficult to cancel than direct debit as it means you will need to call the loan provider to do this and you cant cancel directly at your bank.

    Normally CPA will be the default method. You can then cancel this and arrange to make your monthly payments another way if you do not wish to use this method.

     

    Direct Debit

    Direct debit is a monthly payment plan, which is taken from your bank on a date of your choice. If your loan provider offers you this option during your loan application, you will most likely select the date that is most suitable for yourself.

    If they don’t directly offer you this method on their website, you can always call them to ask if it is possible.

     

    Bank Transfer

    Some providers offer you bank transfer as a payment option. However, this is riskier as it means you will need to remember each month to make your payment. They will not be taken automatically.

    Do I need a bank account?

    With most online loan applications, you will need a bank account and a debit card attached to the account to be eligible to apply.

    To be eligible to apply for a loan you must fit the following criteria:

    Age

    All loan companies have different age restrictions on applying for a loan with some of which are 18 years old, some are 21 years old or even 25.

     

    Address information

    Most (if not all) loan providers in the United Kingdom require you to be a citizen of the UK and have UK address. Most companies will also request your address history for the previous 3 years. This is so a credit check can be performed and they can check your identity.

     

    ID and Income

    You will need to have a regular monthly income to be eligible for a loan. Some companies have a minimum income requirement, whereas others will accept only being on benefits. It varies, completely.

    Penalties

    All loan providers have different penalty procedures. Some do not charge any fees at all and others do. Always read the small print on your application to make sure that you fully understand what will happen if you were to miss a payment. Some incur daily fees which could put your account into serious arrears.

     

    Reviews

    Sadly, Little Loans do not have great reviews on Trustpilot but there are also only 8 of them so far! – (statistics taken in November 2019).

    The majority of complaints seems to be influenced by the marketing emails customers receive after they have signed up. This, however, is optional. You need to opt into all emails under GDPR laws, so if you do not wish to receive these then you can always double check you have not got the option ‘ticked’ to receive.

    There are a couple of 5-star reviews on there that say the service they received from Little Loans was excellent.

    After all, their services are free to try so they are definitely worth considering to find yourself a sufficient loan deal.