Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd, for the purposes of obtaining a loan. does not provide any loan or consumer Credit products directly.

Loans Without Guarantor

If accepted you could have the money in your account within 10 minutes!*

You can expect an automated answer within 3 minutes.

Applying will not affect your credit score*


No Guarantor Needed

If you are declined we have a list of guarantors who may be able to help, you will be automatically informed!


Bad Credit Welcome

Our large list of lenders gives you the highest chance of approval, even with bad credit.

No Fee's

This service is free to use, we charge no fee’s, we do how ever earn a small commission paid by the lenders!

Warning: Late repayment can cause you serious money problems. For help, go to


Loans Without Credit Check, Guarantor or fee’s

Are you looking for a loan without guarantor?

What are Guarantors?

A guarantor is basically a second person who you know that earns over a certain amount and has good credit history, enough to get the loan them self’s.

What this person does is places their word that they trust you and to prove it they put them self’s on the line to say that if you do not pay the loan they will take the bill.

Quite a risky business for anyone right? Well that’s exactly why it’s used because if you don’t have the credit score or income to obtain a loan with no guarantor then lenders need security.

They can approve your loan as long as you have the backup of someone trust worthy.

Guarantors have been used for a long time and can be found in all sorts of credit systems such as mortgages, car finance and many others.

But I have no guarantor for a loan?

So you can’t get a guarantor for a loan right? That’s where things can sometimes be in your favour with Loanski, this loan search engine has a large list of lenders inside waiting for your application and some of them are guarantors.

Already just by applying for a no guarantor loan with us you have extremely high chances of acceptance because there are so many lenders on board the panel.

But if in the low chance you’re declined there is a chance your application will be picked up by a guarantor willing to back your application.

Obviously we can’t promise 100% acceptance of any financial product we offer because it comes down to a lot of criteria but you really do have the best chance at Loanski.


No guarantor loans for bad credit?

So you have bad credit? Getting no guarantor loans with bad credit is also no problem in most cases, as already explained the lender list is very big and there are lenders that focus specially on applications such as your own with bad credit willing to take the extra risk and approve your application.

You can apply for a no guarantor loan on our website, anything between £100-£2000 over flexible terms to suit your needs. The lenders you get redirected to could be tailored to suit your specific credit score, depending on approval and the lender.

Our application form takes around 3 minutes to complete, maybe 2 if you’re in a hurry. Once you have submitted the application, you could receive your cash within 10 minutes. Again, depending on the lender that may accept your application.

Loans with no fees or guarantor?

Our services cost nothing to use, that’s right, £0 and we do all the hard work for you. When you submit your application, it will be forwarded to hundreds of lenders, hoping to get your loan approved.

We’re not ones to give advice but remember to make sure you will be in a suitable position to make the agreed repayments on time to avoid any potential hardship.

To apply for a loan on our website, you need to be at least 18 years of age, have a regular income, be a UK resident and have a bank account.

With their being no cost, no detriment to your credit score and an easy-to-use website, what have you got to lose? Apply for your payday loan now on our Loans With no Guarantor page.

Loans without guarantor no credit check?

Loans without a credit check are simply a myth but when you apply for a no guarantor loan your application will whats known as a soft pull of your credit profile, this type of credit check will not leave any bad marks or declines on your history so it does not affect your credit profile at all.

If in the un-likely event you are declined then that’s a shame but also not a problem for your credit profile, if in the likely chance you are accepted you will be forwarded to your accepting lender to complete the application and after this point your details might be used for a further detailed look into your credit profile but you’ve been accepted so what’s the risk?

 Advantages of using Loanski
Loan Amounts£100 to £2000Highest Acceptance Rates
Application Decision Time3 Minute Automated Decision!100% Online No Paper Work!
Payout TimeAs fast as 10 Minutes!SSL Secure Application
Fee For Application£0 We Don't Charge Fee's!Multiple Lender Platform
Poor Credit Score?All Credit Scores Welcome!No Obligation