Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

    Money.co.uk Loans Alternative

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Choose Loan Amount

    Credit score not affected*

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    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 1 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Choose Loan Amount

    Credit score not affected*

    Loading

    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 1 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid out in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    REPRESENTATIVE 97% APR

    Loanski offers competitive interest rates compared to some lenders across the market.

    Installment Options

    Customize your loan term from 1 month to 60 months putting you in control of your payment plan.

    Fast Payouts

    You can expect fast payouts sometimes within 10 minutes^

    Company Number: 

    04093922

    Company Name:

    money.co.uk is a trading name of Dot Zinc Limited

    Date firm started up business:

    20 October 2000

    Type of Business: 

    73120 – Media representation services

    Money.co.uk offers the following:

    £500 to £25,000

     

     

    Loan term length:

    1 year to 10 years

    Previous Business Names:

    CLICK WORM LIMITED

    20 Oct 2000 – 03 Apr 2001

    Head Office Address:
    The Cooperage,
    5 Copper Row,
    London,
    England,
    SE1 2LH

    FCA Status: Authorised

    Dot Zinc Limited is regulated and authorised by the Financial Conduct Authority (FCA)

    Payout Time:

    This varies from lender to lender and depends on the amount you wish to borrow. Smaller amounts tend to be paid out faster, sometimes within 1 hour of your application being approved.

    Larger amounts may require more checks and more paperwork so can take a little longer.

    Money.co.uk Review

    Money.co.uk is a review and comparison website for all things related to money. They review financial products in a lot of areas including banking, motoring, home, travel, health and business. Their loan section is fantastic and saves you a lot of time and research when looking for a loan that is right for yourself.

    Using the slider bars, you are able to select the amount you wish to borrow along with the term that you want to borrow over.  This then brings up a list of loan lenders based on your requirements.

    You can see from the list the type of loan you are applying for, the APR and the amount of interest you will pay along with the term that you will pay the loan back over.

    Once you have found a company that you think matches your search criteria, you can select the check eligibility button and get a quote.

    Doing this does not affect your credit score and gives you an idea of whether or not you will be accepted before you apply and have a credit check performed.

    Once you have done this and you are happy with everything, you can proceed to apply, which will take you to the lender’s website where you will provide any additional information that may be required to support your loan application.

    To be eligible to apply for a loan you must fit the following criteria:

    Age

    All applicants must be at least 18 years and over as this is the legal age you can enter into a binding contract in the United Kingdom.

     

    Address information

    During your application with your chosen lender, you will be asked for information on your previous addresses. With most companies, these must all be in the United Kingdom. Some require a minimum of 3 years and some require 5 years.

     

    ID and Income

    Most lenders require that you are in either full or part-time employment to be accepted. Few will accept people who are solely in receipt of benefits but each one varies.

    You may be also asked to fill out an affordability assessment. Here you will provide information on your monthly outgoings so that your lender can be assured that you can afford to make your monthly repayments.

    Make sure to include things such as credit cards you may already have, childcare payments, utility bills and grocery bills.

    Penalties

    Each lender will have a policy on what will happen if you miss any of your payments. Some have a period of a few days where you won’t be charged if you make your payment. Some you will receive an instant charge.

    Again, before you borrow money it is always best to double-check the penalty policy and be up to date with the terms you are entering.

    If you are aware that you may miss a payment, Loanski suggests that you always contact your lender as soon as possible and inform them of your situation.

    This way you can discuss your financial issues with them and they may just be able to offer you a solution.

    Doing this may also prevent you from receiving any marks on your credit file, which could prevent you from applying for any more credit in the future.

    If you are really struggling then you can visit www.moneyadviceservice.org where you will be able to get advice on what to do if you cant repay your loan.

     

    Reviews

    Money.co.uk has a great review on Trustpilot. Their star rating is 4.5 out of 5 and most of the customers who have used their site say that they found it very helpful.

    They felt safe and secure using their site and also saved themselves a lot of time because all of the research had been done for them.

    There are a few customers who complain that they weren’t happy with their product but remember money.co.uk do not actually offer the products themselves.

    They review the companies offering products, giving the customer as much information as possible. It is then down to the customer to decide which company they wish to go with.

    Money.co.uk have also taken the time to respond to all of their customers’ reviews, showing that they have a high level of customer service and care about their customers.