Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

    Oink Money Loans Alternative

    Loans from £100 to £10,000

    • 3 months to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Choose Loan Amount

    Credit score not affected*

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    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 3 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Choose Loan Amount

    Credit score not affected*

    Loading

    Rates from 45.3% APR to 1575% APR Minimum Loan Term is 3 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
    *Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Loans from £100 to £10,000

    • 3 months to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid out in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    REPRESENTATIVE 97% APR

    Loanski offers competitive interest rates compared to some lenders across the market.

    Installment Options

    Customize your loan term from 1 month to 60 months putting you in control of your payment plan.

    Fast Payouts

    You can expect fast payouts sometimes within 10 minutes^

    Company Number: 

    10676626

    Company Name:

    OinkMoney.com Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd for the purposes of obtaining a loan

    Date firm started up business:

    17 March 2017

    Type of Business: 
    62090 – Other information technology service activities

    Oink Money offers the following:

    £100 to £5000

    Related brands:

    Quint.co.uk

     

    Loan term length:

    Loan term length will vary depending on the amount you wish to borrow and the lender you decide to take your loan with.

    Head Office Address:Rugby House, Hampson Street, Horwich, Bolton, United Kingdom BL6 7JH

    FCA Status: Authorised

    Quint Group Limited is authorised and regulated by the Financial Conduct Authority (FCA)

    Payout Time:

    Most lenders tend to pay out the loan the very same day but some might take 1 or 2 working days depending on the amount you borrow and also the lender.

    Oink Money Review

    Oink Money is owned by Quint Group and introduces the customer to Monevo, Quint’s loan platform.

    Oink Money is a broker referring customers to lenders and helping them to find loan deals that will match their financial circumstances.

    Their website is simple to use and clearly laid out, customers are able to use the slider bars to select the amount they wish to borrow and the term they would like to borrow over.

    The company was set up in 2017 so Quint could direct customers to their Monevo money lending platform.

    How the company works:

    To apply for a loan through Oink Money you will need to fill out the short application form on their website.

    This will ask you a few questions about your personal details and your financial situation. It shouldn’t take more than 10 minutes to fill out.

    You will then be directed to a panel of lenders who are able to offer a loan based on your financial circumstances.

    Oink Money or Monevo will not perform a credit search on your account, only a soft search to match you with lenders that match your criteria.

    It will be the lender you choose who will perform the hard search to see if you are accepted for a loan.

    If you are accepted then you should expect to receive your money directly into your bank account the very same day. Sometimes this can be as fast as 15 minutes but it depends on the amount you are borrowing.

     

    Repayment method:

    Most lenders use CPA as their main method of payment. This is automated and it is taken directly from the bank account you give during your application form.

    It is a very effective way of paying back your loan and you won’t need to remember to make your monthly payments.

    CPA (Continuous Payment Authority) is very similar to direct debit. Your lender may also offer some alternative ways of repayment such as card payments online, by telephone or bank transfer.

    Do I need a bank account?

    As the application is online you will normally need a bank account to complete your application. Without this most companies, unless they offer some form of doorstep loan service, will not accept you.

    As well as a bank account you will also need a debit card attached to the same account so your lender can confirm your identity easily.

     

    To be eligible to apply for a loan you must fit the following criteria:

     

    Age

    All applicants to Oink Money must be a minimum of 18 years of age.

     

    Address information

    Applicants must also be resident within the United Kingdom and have a UK address.

    You will normally be asked to provide your previous 3 years worth of address history during your application. Your lender is able to run the necessary credit checks by obtaining this information.

    Normally the more information you are able to provide them with the less chance you will need to submit any additional paperwork because it will be confirmed online.

     

    ID and Income

    Oink Money’s service is very handy because instead of being rejected because you don’t fit the criteria, they will only match you with lenders who are likely to accept you based on the information you provide them with.

    Some lenders will require a minimum income, some don’t. It completely varies.

    Most lenders will require you to fill out an expenditure form with details about your monthly income and outgoings.

    As a responsible lender, it is their job to ensure that by lending you money they won’t be putting you into any financial difficulty.

    On the outgoings section, you can include any monthly payments you make such as rent or mortgage, utility bills, childcare payments, car payments, loans, credit cards and grocery bills.

    Penalties

    It is advisable to always check your lenders penalty policy so you can be aware of what will happen if you can’t make your repayments.

    Some lenders do not charge any late payment fees and will only refer your account to the collections team if you continue to miss payments.

    Some lenders, however, have a stricter penalty policy and will charge late fees as well as extra interest per day on top.

    Always consult your lender as soon as you think you will miss a payment as they may be able to offer you a solution preventing you from getting yourself and your account into any difficulty.

     

    Reviews

    Trustpilot rates Oink Money as ‘average’ on their website, however, there are only 3 reviews on there so far to go by.

    One review is claiming Oink Money took a payment from their bank for the use of their service but it would seem that this was, unfortunately, a scam site and not the genuine website as Oink Money does not charge for their services.

     

    The other reviews were very good and rated 5 stars. The customer was very happy with the service they received and the loan that they were given through their service.

    The customer service team over at Oink Money have taken the time to respond to the reviews showing that their customer service level has high standards.