Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

    Peachy Loans Alternative

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Choose Loan Amount

    Loading

    Representative 305.9% APR.
    Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Loanski.co.uk does not provide any loan or consumer Credit products directly.

    Choose Loan Amount

    Loading

    Representative 305.9% APR.
    Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Loanski.co.uk does not provide any loan or consumer Credit products directly.

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid out in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    REPRESENTATIVE 305% APR

    Loanski offers competitive interest rates compared to some lenders across the market.

    Installment Options

    Customize your loan term from 1 month to 60 months putting you in control of your payment plan.

    Fast Payouts

    You can expect fast payouts sometimes within 10 minutes^

    Company Number: 

    07306662

    Company Name:

    Peachy is the trading name of Cash On Go Ltd

    Date firm started up business:

    7 July 2010

    Loan value range:

    100 pounds to 1000 pounds

    Loan term length:

    1 month to 12 months

    Related brands:

    CASH ON GO LIMITED

    uploan.co.uk

     Payout time:

    15 minutes to 2 hours after your loan is approved

    Head Office Address: Cash On Go Ltd, 199 Bishopsgate, London, EC2M 3TY, United Kingdom

    FCA Status: Authorised

    Review:

    Peachy is an online payday loan provider, which is owned by Cash On Go Ltd. Their aim is to beat other payday loan companies on interest rates and to bring you the best deals around, delivering your loan fast.

    They are a direct lender and not a broker, so you will be borrowing directly from Peachy themselves. Peachy offer short term payday loans from £100 up to £1000, which can be paid back over a number of different terms up to a maximum of 12 months.

    If you are a new customer then you may be offered less to start with until you have proven you are reliable and are able to pay back your on loan on time. Then you may be offered a higher amount the next time.

    Their website is bright, colourful and very simple to use, making it easy to select the amount you want and the term you wish to repay over.

    Peachy was started up in 2010 with the mission and vision that they wanted to avoid the cynical and unscrupulous tactics used by existing short-loan lenders; providing responsible financial support for life’s unforeseen circumstances.

    Their aim was to make payday loans available to everyone possible in the shortest amount of time possible, butting down on all the lengthy paperwork, meaning that the money was able to be transferred directly into the bank.

    How the company works:

    As Peachy is an online loan company, you can have a loan delivered in a couple of hours at the click of a button! It is really that simple.

    You can apply directly online through their website by answering just a few questions. If you need to upload ay additional information then Peachy will inform you of this and it can be done securely through your online account.

    During your application process, Peachy will keep you informed on where your application is up to visa TEXT or Email.

     

    Meaning of the word ‘Peachy’

    peachy

    ADJECTIVE

    peachier (comparative adjective) · peachiest (superlative adjective) · peachy-keen (adjective)

    of the nature or appearance of a peach.

    “a peachy shade that’s perfect for summer months”

    NORTH AMERICAN

    informal

    very satisfactory; fine.

    “Everything is just peachy”

     

    Why Peachy for a loan company name?

    Peachy doesn’t exactly represent the name of a loan company but as it does mean in slang terms “everything is fine” It could represent that by taking a loan with this company, everything will be “peachy”.  In other words, you won’t need to worry because you can be rest assured that everything will be fine when taking a loan with Peachy.

    Repayment method:

    There are two different options to repay a loan with peachy.

    1. CPA – Peachys main form of payment is done by CPA (Continous Payment Authority) This is where the payment is taken directly from your bank card. If you do not wish to use this method then you can contact them to cancel but you must give them another form of payment method.
    2. Bank transfer – Direct bank transfer is an option with Peachy. If you prefer to use this payment method then you can find all of their bank details in the FAQs on their website. You can also pay directly from your Peachy account but this won’t appear until a couple of days before your loan is due.

    Do I need a bank account?

    As Peachy is an online lender, you will need both a bank account and a bank card to be able to apply for a loan.

     

    To be eligible to apply for a loan you must fit the following criteria:

     

    Age

    You need to be a minimum of 18 years old to apply for a loan with Peachy

     

    Address information

    When filling out your application with Peachy you will need to provide all of your address information for the previous 3 years, so a credit check can be performed. 

    ID and Income

    Peachy will ask for information on your monthly income and also your monthly outgoings. You will need to give information on things such as and credit card payments, rent, food shopping, car payments etc.

    This is so Peachy can fully assess whether or not you will be able to afford your monthly payments. Doing this will also assess just how much you will be allowed to borrow from them.

     

    Reviews

    Peach has 4.5 stars out of 5 on Trust Pilot. Their review scores are as follows:

    Excellent – 74%

    Great – 13%

    Average – 2%

    Poor – 2%

    Bad – 9%

     

    Most of the excellent reviews are comments on how fast and reliable Peachey’s service was. The money was in their bank very quickly and the application process was smooth and simple to use.

    Of the 9%, which were listed as bad, there were a number of different reasons that may have influenced this rating. Some consumers were not happy that they weren’t accepted for a loan but this completely depends on a number of factors including your financial situation, if you already have credit and if you have any marks on your credit score.

    Some people complained that they were accepted for a loan but never received the payment, which is a little concerning. However, this is a minority and each complaint was fully replied to by Peachy with an answer and a full solution.