TERMS AND CONDITIONS
Acceptance of terms
By using Loanski.co.uk, you are fully accepting the terms, conditions and disclaimers contained in this notice, your access to and use of Loanski.co.uk is subject to agreement of these Terms and Conditions.
We reserve the right to change these terms and conditions at any time without prior notice, and your continued use of Loanski.co.uk following any changes shall be deemed to be your agreement of any changes.
The service we provide
Loanski.co.uk is a trading style of ZR FINANCE LTD and is a free to use credit broking website. ZR FINANCE LTD is authorised and regulated by the Financial Conduct Authority as a credit broker not a lender, firm reference number 834092 and is registered with the Information Commissioner’s Office number ZA319345. ZR FINANCE LTD is registered at 15 Conway Crescent, Macclesfield, SK10 2RU. Company Number 11213186. We do not directly offer finance, and therefore, we will not provide any directly to you. Upon the completion of the website’s loan application form, We will introduce you to lenders or finance providers who may be able to offer you credit. By submitting an application you will be giving your consent for us to match your application with one of the lenders on our panel. We will only forward your application to a lender.
Examples of cost
Any examples of amounts available to borrow, the terms (repayment periods) or rates stated on the website are purely given as an example relating to the product. These examples are stated to provide you with an understanding of the products available and the costs involved.
Loanski.co.uk does not charge for our service. We cannot guarantee that other providers will not ask for a deposit, although we recommend that you never pay for an application to be processed. We are not a lender; we have no control over any of the decision making process in relation to your application. When you apply for a loan the lender will perform some checks on you to establish suitability for credit before any decision or offer is made; these checks may include carrying out a credit check on your current and previous history.
Third party website
The Website may include links to carefully selected third party websites which are controlled and maintained by others. We do not endorse these websites and we are not responsible for the content or availability of any such websites.
Intellectual property rights
In using the Website you agree that you will access the content solely for your personal, non-business related use. None of the
content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the site owner.
All intellectual property rights, copyright or trademarks used in the Website and its content including without limitation the design, text, graphics and all software and source codes connected with the website are owned by Loanski.co.uk.
We cannot guarantee that the lender who accepts your loan application will agree to fund your application for finance. We will not be liable for any loss that you may incur by using this site unless we have not acted in accordance with these terms and conditions, been negligent or adhered to standards required by UK law.
You agree to indemnify and hold Loanski.co.uk and our employees and agents innocent from and against all liabilities, legal costs, losses and other expenses in relation to any claims or actions brought against us arising out of any breach by you of these terms and conditions or other liabilities arising out of your use of this website.
If any of these terms and conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such term or condition shall be
severed and the remaining terms and conditions shall remain in full force and effect and continue to be binding and enforceable.
These terms and conditions shall be governed by and construed in accordance with the law of England and Wales. You hereby submit to the exclusive jurisdiction of the English courts.
Complaints about this website
If you have a complaint, please contact ZR FINANCE LTD at [email protected] Alternatively, you can send your complaint in writing to 15 Conway Crescent, Macclesfield, Cheshire, SK10 2RU. They will investigate your complaint. They will attempt to both resolve your complaint through investigation and to respond to you with the outcome.
If you have searched for finance via our website and have opted to proceed with a lender’s offer, then you need to contact them directly with any questions regarding your loan status, fees or regarding cancellation of your finance agreement.