The Money Shop Alternative
Loans from £100 to £10,000
- 3 months to 5 years
- 100% online application
- All credit scores welcome to apply
- Paid in as fast as 10 minutes^

Secure SSL connection
Your application is sent over a secure encrypted network
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Rates from 45.3% APR to 1575% APR Minimum Loan Term is 3 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000
Rates from 45.3% APR to 1575% APR Minimum Loan Term is 3 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Loans from £100 to £10,000
- 3 months to 5 years
- 100% online application
- All credit scores welcome to apply
- Paid out in as fast as 10 minutes^

Secure SSL connection
Your application is sent over a secure encrypted network
REPRESENTATIVE 97% APR
Loanski offers competitive interest rates compared to some lenders across the market.
Installment Options
Customize your loan term from 1 month to 60 months putting you in control of your payment plan.
Fast Payouts
You can expect fast payouts sometimes within 10 minutes^
Company Number:
02685515
Company Name:
INSTANT CASH LOANS LIMITED
Date firm started up business:
7 February 1992
Type of Business:
64921 – Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
64999 – Financial intermediation not elsewhere classified
82990 – Other business support service activities not elsewhere classified
What kind of Loans Do The Money Shop Offer?
The money shop offers short term payday loans up to a maximum of 12 months.
Their loan term repayment is 3-12 months and customers are able to borrow between 100 pounds to 2000 pounds.
Related Brands:
Instant Cash Loans Limited
Cashtil Payday
Cheque-Cashing-Uk
Money-Shop
Titanium Cashcard
Titanium Cashplus
Ladder Loans
Payday Express
Payday UK
TGS Pawnbrokers
The Money Shop
Money Shop
Ladder Loans
Money Shoppayday Loans
Payday Express
Payday Uk
The Money Shop
How soon are payments made?
If your application is electronically signed before 15:00, payment will be made the same day by bank transfer. The deposit times for money transfers run from 04:00 until 00:00 on the hour, every day.
Am I eligible for a loan with The Money Shop?
To be eligible for a loan with The Money Shop then you must fit the following criteria:
- Be over 18 years of age
- Be a resident with in the United Kingdom
- Have an income of more than £417 a month. This can be either by employment, pension or disability/living allowance.
Do I need a bank account?
Yes. To apply for a loan with The Money Shop, you will need a UK bank account that also has a valid debit card attached to it.
Penalties
One of the great things about The Money Shop is they do not charge their customers any fees or penalties! None at all, not even for late repayment fees.
However, if you do miss a payment and continue to miss them, your account could be passed onto a debt collecting agency and you may be prevented from applying for any more credit in the future.
Do contact The Money Shop as soon as possible if you think you could be entering a difficult period when making your repayments.
Review:
The Money Shop and any brands who were trading under Instant Cash Loans are no longer offering loans. As of the 9th of October 2019, INSTANT CASH LOANS LIMITED entered into a Scheme of Arrangement and was ordered by the high court on the 8th of October 2019 to pay back all of the money to any of its creditors.
Instant Cash Loans has been slowly contacting all of their customers to inform them of this and to advise them to make a claim against the scheme before the deadline.
Other Brands
How do I know if I am owed money?
You may be a creditor of Instant Cash Loans Limited and owed money if you have taken out a short-term loan with either Instant Cash Loans or one of the companies they have owned in the past.
Which companies did Instant Cash Loans Limited own?
Here is a list of all of the companies and brands Instant Cash Loans has owned and traded as in the past:
- Instant Cash Loans Limited
- The Money Shop
- Payday Express
- Payday UK
- Ladder Loans
- MEM Consumer Finance Limited
- Payday Express Limited
- Inventive Finance Limited
- Express Finance (Bromley) Limited
- Cash Til Payday
- Pay Advance
- Payday Control
- Fast Forward Loans
- Payday Tomorrow
- Payday Solutions
- Wage Advance
- Which Payday Loan
- Payday Express
- Loan Solutions UK
- Payday Finance
- paydayloansblog
- Wages Today, Express
- Payday 22
- Payday 29
- Payday 36
- Your Pay Today
- Flexible Payday
- Payday Manager
- Money Bridge
- Loan Lounge
- Payday UK
- Month End Money
- MEM Advisors
- PDUK
- Payday Now
- KW and Co
- Three Month Loan
- Keyes Whitlock & Company
- My Payday Loan
- The Payday Store
- Ladder Finance
- Ladder Credit
- Ladder Loans
- Kyzoo
- Kyzoo Clear
- Kyzoo Ultra
- Kyzoo Classic
- Kyzoo Flexi
- Kyzoo Platinum
- Kyzoo Vintage
- Ladder
- Ladrloan
- Kyzoo Control
- Kyzoo Black and Ladder Loans Lite.
What should I do if Instant Cash Loans haven’t contacted me yet?
If you think that you may be affected by Instant Cash Loans and owed money but they haven’t contacted you yet then you do not need to wait.
You can fill out the online claim application for by visiting www.themoneyshop.com
You will have until the 9th of April 2020 to do this before the claims procedure closes.
When will I receive my payment?
If you have filled out the claims form either by post or using their online form, you can expect to hear about whether or not you are eligible to receive a payment before the end of 2020.
If you registered your claim using their online portal then you will receive updates in your inbox.
If you were sent a claim form via post and applied this way then you will either receive a letter or email updates with regards to your claim.