The One Stop Money Shop Loans Alternative
Loans from £100 to £10,000
- 3 months to 5 years
- 100% online application
- All credit scores welcome to apply
- Paid in as fast as 10 minutes^

Secure SSL connection
Your application is sent over a secure encrypted network
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Rates from 45.3% APR to 1575% APR Minimum Loan Term is 3 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000
Rates from 45.3% APR to 1575% APR Minimum Loan Term is 3 months - Maximum Loan Term is 60 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £10,000
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Loans from £100 to £10,000
- 3 months to 5 years
- 100% online application
- All credit scores welcome to apply
- Paid out in as fast as 10 minutes^

Secure SSL connection
Your application is sent over a secure encrypted network
REPRESENTATIVE 97% APR
Loanski offers competitive interest rates compared to some lenders across the market.
Installment Options
Customize your loan term from 1 month to 60 months putting you in control of your payment plan.
Fast Payouts
You can expect fast payouts sometimes within 10 minutes^
Company Number:
04402345
Company Name:
THE ONE STOP MONEY SHOP LIMITED
Date firm started up business:
25 March 2002
Type of Business:
64929 – Other credit granting not elsewhere classified
The One Stop Money Shop offers the following:
£200 to £1000
Loan term length:
6, 9 or 12 months
20 Gills Yard,
Wakefield,
England,
WF1 3BZ
The One Stop Money Shop Limited is authorised and regulated by the Financial Conduct Authority
Payout Time:
The One Stop Money Shop do their best to get the funds into your bank account within one hour of your application being approved. If this isn’t possible then it will be the same day.
The One Stop Money Shop Review
The One Stop Money Shop started out in 2002 as a credit broker, they are a UK based company situated in Wakefield, Yorkshire. Over the years as they built their reputation and gained more credibility and subsequently they switched to being a direct lender giving them the option to offer more tailored loan deals to their customers.
They are a short-term loan company with loan term a length of up to 12 months and can offer amounts between £200 and £1000. Their longer loan term length means that they are able to offer their customers more flexibility with their loan repayments giving them more breathing space to pay back the money.
How the company works:
The application process with The One Stop Money Shop is entirely online, unfortunately, you are not able to apply by post, in branch or on the phone. You will make your application online answering all of the relevant questions about your personal details, income details and bank details.
This shouldn’t take any longer than 10 minutes to complete, if you have all of your information to hand then this will speed up your application process.
If you are struggling at all with your application then The One Stop Money Shop will be able to help you over the phone but they can’t fill in the application for you.
Once you have submitted your application form you will receive a decision instantly about your loan. If any additional paperwork is needed they will inform you at this stage.
If you have been unanimously accepted then you can expect to receive your money within the next hour.
Repayment method:
Repayment options with The One Stop Money Shop are very flexible. Customers are able to choose to repay over 3, 6, 9 or 12 months and can decide between either direct debit or CPA as your the preferred repayment method.
Both methods are automatic so you don’t need to worry about remembering to make your repayments on time.
Direct debit is taken from your bank using your sort code and account number. CPA is deducted directly from your bank card similar to an online card transaction.
If neither of these methods is suitable for you then you can speak directly to The One Stop Money Shop about any other methods of payment such as online payment or card payment.
Do I need a bank account?
As The One Stop Money Shop is a solely online loan company you will need a bank account to be able to apply.
The bank account will need to be a current account which also has an active debit card attached to the same account.
Your bank account will be used to confirm your identity, fund your loan and to also take your loan repayments.
To be eligible to apply for a loan you must fit the following criteria:
Age
All applicants for a loan with the One Stop Money Shop will need to be a minimum of 18 years old.
Address information
Only residents of the UK will be eligible to apply, this will need to be proved during your application. You will also need to provide 3 to 4 years worth of previous address history so the necessary checks can be run on your credit file.
ID and Income
If you are required to prove your identification then you will be informed of this once you have submitted your application form. This is not normally needed however as your identification can usually be confirmed online using credit reference agencies and your bank account.
Some loan companies have a minimum income requirement for you to be eligible to apply with them. The One Stop Money Shop does not actually state on their website whether you need to be employed or not to be eligible to apply for a loan with them.
Normally you will be asked to fill out an expenditure form which gives them information on your monthly income along with your monthly outgoings. This gives The One Stop Money Shop an idea of how much you will be left with each month after you have paid your bills.
Doing this means that they can fully assess whether or not you will be able to afford to take a loan with them. As they are monitored by the FCA and are a responsible lender they wouldn’t want to put any of their customers into financial difficulty by lending them money.
Penalties
There is no information regarding The One Stop Money Shops penalty policy if you miss a repayment. Each lender varies completely on what their process is. It is always best to be fully aware of this before you sign your loan agreement.
Some charge daily interest on missed repayments. If you feel that you might not be able to make one of your monthly repayments then it is best to speak directly to them as soon as possible as they may be able to offer you an alternative payment solution.
Reviews
There are only 4 reviews on Trustpilot of The One Stop Money Shop and their overall star rating is 2.5 over 5.
All four of the customer reviews on there have unfortunately been rated at ‘bad’.
Customers state that the service they received from them was bad and they wouldn’t advise using them.
Four reviews, however, isn’t enough to judge a company on as a whole and the website hasn’t actually claimed it as their own on Trustpilot.