Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Loanski is an authorised credit broker not a lender

    Uncle Buck Loans Alternative

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Choose Loan Amount

    Loading

    Representative 305.9% APR.
    Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Loanski.co.uk does not provide any loan or consumer Credit products directly.

    Choose Loan Amount

    Loading

    Representative 305.9% APR.
    Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Loanski.co.uk does not provide any loan or consumer Credit products directly.

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

    Loans from £100 to £10,000

    • 1 month to 5 years
    • 100% online application
    • All credit scores welcome to apply
    • Paid out in as fast as 10 minutes^

     

    Secure SSL connection

    Your application is sent over a secure encrypted network

    REPRESENTATIVE 305% APR

    Loanski offers competitive interest rates compared to some lenders across the market.

    Installment Options

    Customize your loan term from 1 month to 60 months putting you in control of your payment plan.

    Fast Payouts

    You can expect fast payouts sometimes within 10 minutes^

    Company Number: 

    OC356091

    Company Name:

    UNCLE BUCK FINANCE LLP

    Date firm started up business:

    1 July 2010

    Type of Business: 

    The provision of short term loans

    Loan value range:

    100 pounds to 500 pounds for new customers. Returning customers can borrow up to 1000 pounds.

     

    Loan term length:

    4 months or 6 months

    Previous Business Names:

    UNCLE BUCK PAYDAY LOANS LLP

    01 Jul 2010 – 21 Jan 2015

     

    Head Office Address: Riverbridge House Anchor Boulevard, Crossways Business Park, Dartford, Kent, England, DA2 6SL

    FCA Status: Authorised

    Payout Time:

    You will receive your money within 15 minutes of approval.  If your application is approved after 21:00 (9 pm) then you will receive your money the following morning.

    Uncle Buck Review

     

    Uncle Buck is a payday loan company which was founded in 2004 and has been trading ever since. They are one of the first online payday loan companies and so have built up a good reputation for themselves.

    They previously traded under the name of Uncle Buck Payday Loans until 2015, when they changed to just using Uncle Buck, which is more simple and less of a mouthful.

    As they are a payday loan company, their loan solutions are only suitable for short term borrowing and for more smaller items. The maximum amount you are able to borrow is £1000 for returning customers.

    New customers may only borrow up to £500 until you prove that you are a responsible borrower.

    What is the meaning of Uncle Buck?

    Uncle Buck is two separate words in the English language.

    1. uncle

    NOUN

    the brother of one’s father or mother or the husband of one’s aunt.

    1. buck

    bucks (plural noun)

    Money / a dollar.

     

    The name is quite catchy and cool for a loan company and has more of a friendly ring to it than a formal one. The company has developed its core values within the workplace around the word “Uncle” which Loanski thought was really innovative and unique. They are as follows:

    U – United: We work together, across teams, to meet the needs of our customers and deliver the right outcome as one united company.

    N – Nurture: We value our colleaueges, encourage development and give praise where due.

    C – Communication: We ensure we communicate effectively and actively listen to feedback (from customers and colleagues) to ensure clarity at all times.

    L – Loyalty: We begin and end with the customer

    E – Empowerment: We empower our employees with knowledge and tools and encourage them to use initiative, all of which enables them to make the right decision.

    How the company works:

    It is very simple to apply for a payday loan with Uncle Buck. You can use either your mobile phone or a PC and apply using their simple online application form.

    Uncle Buck’s website is very clear and simple to use. A slider tool helps you to select the amount you wish to borrow and the term you wish to borrow over.

    Once you have filled out all of the relevant questions on the online application, Uncle Buck will run the necessary checks to see whether or not you fit the criteria. If you are approved then you will receive your payout within 15 minutes depending on the time of day you apply!

    Do I need a bank account?

    Yes, you will need to have a UK bank account along with a valid debit card which is attached to the account. You will also need to have your monthly salary going into the same account.

     

    To be eligible to apply for a loan you must fit the following criteria:

     

    Age

    The minimum age for applicants to apply for a loan with Uncle Buck is 18 years and over.

     

    Address information

    Previous address information will be asked for during your application so that Uncle Buck can run a credit check. This is usually asked for over the previous 3 or 5 years but it varies completely from company to company. They will also need to be UK addresses. 

     

    ID and Income

    You must be employed and have some form of income to be eligible to apply for a loan with Uncle Buck, their website doesn’t state a specific amount of income that you must be earning.

    You will also need to have a UK mobile phone along with a valid email address so you can be contacted and a code can be messaged to you.

     

    Penalties

    A late payment fee of £15 will be added to your account if you do not make your payment on time.

    In addition to this, you may also be charged default interest on your account. This will be capped at the limit that is listed in your contract agreement. It is always best, to be honest, If you can’t make a payment and contact Uncle Buck as soon as possible.

    They understand that everyone’s circumstances can change and that sometimes we as human beings, enter difficult periods.

     

    Reviews

    Uncle Buck has a variety of mixed reviews on Trustpilot. Their overall star rating is on the upper end of the scale at 4 stars over 5.81% of the reviews are rated ats ‘excellent’ and ‘good’ with most of the customers being very happy with the service that they received and how fast they were able to receive their money.

    13% of the reviews are rated as ‘bad’ and the majority of the most recent reviews from this year have been rated as ‘bad’.

    Recent customers claim that they aren’t too happy with the company and the services received. The biggest complaint seems to be that it was difficult to file a complaint and receive a response back from Uncle Buck.

    A few of the bad reviews and even good reviews have been replied to by the customer service team with a solution to the complaint or a way to contact the team so they can assist their customers further.